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Overview

Two different policy-enforcement levers: defined by different participants, but applied by Atum. A credential type names what was attested about someone, not who they are — for example Known to Atum, the type Atum issues today. See types today. The credential-type column is available today as Atum-side configuration: which types a perimeter requires, and which issuers it trusts. You attach those credentials; Atum verifies them.

Next steps

Payment request

What you submit to start a payment

Credentials

Known to Atum and third-party types

Who owns what

You set the identity list; Atum applies both levers

Authorization and counterparties

Recipient consent — a different step