Overview
Your buyer has USDC on one rail. You settle in USDT on another. Traditionally, that mismatch means either the buyer can’t pay or you take on conversion and multi-rail overhead. With Atum, your buyer sends what they have and you receive what you want.Commerce platforms
Accept tokenized currency without dictating which rail or token the buyer uses.
Payment service providers
Add multi-rail tokenized currency acceptance to checkout products.
B2B platforms
Accept invoiced payments from counterparties on different rails.
Problem space
Atum solves:- Rail lock-in — buyers on other rails can’t pay
- Token mismatch between buyer and merchant
- Multiple rail integrations, accounts, and maintenance
How it works
Your checkout or invoice flow initiates a payment request through the Atum Payment Gateway. Atum finds a settlement provider who bridges from the buyer’s rail to yours and delivers your preferred token to your account.Shared responsibility
Atum handles the routing and conversion — you specify what you want to receive.Try it
Try it (CLI)
Send a payment from your terminal in minutes
Integrate (SDK)
Add payments to your backend service
Next steps
- Agentic payouts — autonomous agents that trigger payments programmatically
- Build with the SDK — integrate Atum into your checkout or platform